It is important to choose a premium pension investment strategy that matches the time and effort you can put in. Your strategy will help you to decide which of the 800 or so premium pension funds you should choose.
- How much do you know about pensions?
- How much time do you have?
- How interested are you?
- How big a risk are you prepared to take?
In May 2010 AP7 launched three new state-managed fund portfolios enabling investors to choose different risk profiles. We also offer the AP7 Equity Fund and the AP7 Fixed Income Fund for people who want to invest exclusively in equities or fixed income.
You can also actively choose to invest in AP7 Såfa, the state-managed life cycle option. AP7 Såfa is a fund portfolio that tailors risk to your age. Risk is higher for young people with long investment horizons and gradually decreases as the investor gets older.
Think through what matters most to you. Do you want higher risk with potentially high returns or a more secure investment with lower risk? Or do you want to balance risk and security through your working life by choosing AP7 Såfa?
